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Variable Returns Can Work Against You in Retirement

Variable Returns Can Work Against You in Retirement

There is a rough stat that by 2012 approximately 50% of the Canadian federal government workforce will be eligible for retirement.

Guest writer profile: Marc Johnstone

Guest writer profile: Marc Johnstone
Insurance Specialist

Multiple Egg Baskets is pleased to welcome Marc Johnstone to our blog.

"I’m a highly-trained insurance advisor, who provides a wealth of knowledge and will help you understand your unique insurance needs and assist you in choosing the life and health insurance solutions that are best for you.

With RBC Insurance, I completed a series of courses and took in-depth training to become an insurance advisor who represents RBC Insurance exclusively. If you want to know all the ways life and health insurance can serve you, call me today. I apply this valuable knowledge to any insurance question, concern or need you may have, and can provide you with sound advice, clear communications, and a full range of product choices. I can take the complexity of life and health insurance and make it easy to understand."

Marc Johnstone can be reached at:

Phone: (613) 592-8007
Toll Free:(866) 439-9607
Fax: (613) 592-8077
Cell: (613) 282-0900

Guest writer profile: Brian Mason

Multiple Egg Baskets is pleased to welcome Brian Mason to our blog.

Brian Mason
Mortgage Broker Specialist

"Shopping for mortgages today can be difficult and time consuming. Let me work on your behalf to ensure you get the very best rates and flexibility with no pressure and no hassles.

With my background in economics and over 15 years experience as a business and operational manager I know what it takes to negotiate deals and deliver the knowledge, customer experience and results you are looking for. As a Mortgage Agent with Mortgage Brokers Ottawa I will work with you to assess your specific financing needs, negotiate with our lenders on your behalf and get you the best rates.

The best part is I work for you providing maximum flexibility in financing options and delivering the most competitive products and services to suit your individual needs. If you are looking for a comfortable, no hassle experience call or email me today to discuss your options."

Brian Mason can be reached at:

Telephone: 613-204-6061
Cell: 613-204-6061

788 Island Park Drive
Ottawa, Ontario
K1Y 0C2

Tel: 613-274-0055
Fax: 613-274-7389
Toll Free: 1-866-354-6789

Welcome aboard Brian!

See Brian's first article here.

Canada Learning Bond.

Canada Learning Bond. If your child was born after December 31, 2003, and you receive the National Child Benefit Supplement (available to families whose net income is less than $37,178 in 2007), you may be eligible for a Canada Learning Bond (CLB). If eligible, an initial $500 is deposited into your child’s RESP; plus you can get an extra $100 per year for up to
15 years, as long as you continue to receive the National Child Benefit Supplement.

Home personal savings

Don't forget to routinely check your home bills for savings.  I recently had a $10 Esso gift card and 20% off of Rogers cable offered to me simply because I was moving.  Customer loyalty goes a long way.