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The art of personal finance

Can you consider personal finance to be an art form? What I mean is if you believe that the discipline of credit card spending, coupon clipping, groupon reviewing or even price matching is a skill that develops over time.

For example, what sepaerates your personal finance skills from the person next to you? Each person has their own personal finance style that makes them unique. I love to price match and review before making any purchase. Its not the art of war, but the art of saving that is a critical skill.

How do you define your personal finance art form?
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