Have you researched the concept of fractional ownership in order to enjoy a leisure property? It allows you to have a cost effective means to access a lakeside or mountain view property.
It differs from timeshares and full ownership and can be part of your future investment portfolio.
There are numerous options especially in places like lake louise, banff, or mont tremblant. Check with multiple vendors online and do a search for 'fractional' and then you'll find several options.
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