Your friend at this address: ali@dakar.com has sent you a link to a page on the CMHC Web site. To view the page, click the link below or copy and paste it into the address bar in your browser.
http://cmhc-schl.gc.ca/en/hoficlincl/moloin/cosu/cosu_008.cfm
David, here is a great article on CMHC findings on mortgages. Don't forget to review your analysis on http://bicentre.blogspot.com.