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A friend has sent you this CMHC link.

Your friend at this address: ali@dakar.com has sent you a link to a page on the CMHC Web site. To view the page, click the link below or copy and paste it into the address bar in your browser.
David, here is a great article on CMHC findings on mortgages. Don't forget to review your analysis on http://bicentre.blogspot.com.