Evaluation of the timely repayment ability of an individual, firm, or debt security (such as a bond). Credit rating is built up on the basis of the (1) credit history, (2) present financial position, and the (3) likely future income. Credit reporting agencies, such as the US firm Dun & Bradstreet, collect, store, analyze, summarize, and sell such information. Also called debt rating.credit rating is in the Banking, Commerce, Credit, & Finance subject.
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