We recently had an email sent to us to provide more info on the eco tax in ontario. Here it is in full.
Hi, My name is Jonathan Rose and I work at the Ministry of the Environment.
I recently noticed your blog and thought I would say hi and provide some additional information about our simplified municipal hazardous waste program.
This simplified program removes the confusion surrounding the eco-fees rolled out on July 1. Those fees are gone permanently. They will not be coming back. We are partnering with municipalities to divert fire extinguishers, rechargeable batteries, pharmaceuticals and sharps, CFL light bulbs, and products containing mercury. Consumers can now take them back to their municipal depot or their local Environmental Days easily and free of charge. This is the best way to ensure we divert more products from our landfills in a way that's transparent and easy for consumers.
We held a media event in Toronto this afternoon. You can find our press release, a video and what every Ontarian can do to protect the environment athttp://bit.ly/dzmu64and of course, if you have any questions, I would be more than happy to answer them.
Thanks,
Jon
Sent wirelessly from my BlackBerry device on the Bell network.Envoyé sans fil par mon terminal mobile BlackBerry sur le réseau de Bell.
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10.13.2010
10.08.2010
Living within your means
Don't bite off more HOME than you can chew. How much house can you comfortably afford?
For most people the answer is a house with a purchase price of no more than 4x their annual household income. Rationale: the cost of a home includes much more than the monthly mortgage payment. It's also property tax, insurance, upkeep, etc.
Typically these costs run 2%-3% of the price of your home each year. Assuming a 20% down payment, a 5 year fixed rate mortgage, amortized over 35 years, and interest rates in the 4%-5% rate, the 4x your income rule of thumb will translate into total housing costs of roughly 30% of your gross income.
Don't let your CAR drive you to the poor house. The same logic applies to your car.
Most people can comfortably afford a car that is one-third of their annual income. If you make $60,000 you can comfortably afford a car that costs $20,000. If that seems low - now you know why so many people are in financial trouble. They are driving it. A car has many other costs than simply the monthly payment. There's insurance, gas, parking, maintenance, etc.
If you follow this rule of thumb, your total transportation costs should be 10% or less of your gross income. Read
Sent wirelessly from my BlackBerry device on the Bell network.Envoyé sans fil par mon terminal mobile BlackBerry sur le réseau de Bell.
For most people the answer is a house with a purchase price of no more than 4x their annual household income. Rationale: the cost of a home includes much more than the monthly mortgage payment. It's also property tax, insurance, upkeep, etc.
Typically these costs run 2%-3% of the price of your home each year. Assuming a 20% down payment, a 5 year fixed rate mortgage, amortized over 35 years, and interest rates in the 4%-5% rate, the 4x your income rule of thumb will translate into total housing costs of roughly 30% of your gross income.
Don't let your CAR drive you to the poor house. The same logic applies to your car.
Most people can comfortably afford a car that is one-third of their annual income. If you make $60,000 you can comfortably afford a car that costs $20,000. If that seems low - now you know why so many people are in financial trouble. They are driving it. A car has many other costs than simply the monthly payment. There's insurance, gas, parking, maintenance, etc.
If you follow this rule of thumb, your total transportation costs should be 10% or less of your gross income. Read
Sent wirelessly from my BlackBerry device on the Bell network.Envoyé sans fil par mon terminal mobile BlackBerry sur le réseau de Bell.
9.30.2010
Competition watchdog, real estate association reach agreement on flexibility - Winnipeg Free Press
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